Henry Olds Long & Foster Real Estate Inc

Henry Olds, Realtor, ABR

Exceeding Your Expectations!  Office Number: 757-483-5606 Direct: 757-651-8765 Fax: 757-483-5607 Toll Free: 1-800-678-1132 LONG & FOSTER Real Estate 3575 Bridge Road Suffolk, VA 23435 www.henryolds.com henryolds@aol.com

 Your Foreclosure Home Specialist!

PLEASE VISIT OUR WEBSITE INDICATED BELOW FOR THE FOLLOWING INFORMATION: 

WWW.HENRYOLDS.COM 

• FEATURED BANK OWNED PROPERTIES
• MLS LISTING OF FORECLOSURE PROPERTIES
• LONG & FOSTER LISTINGS
• PROPERTY SEARCH 

Are you looking for Bank Owned Foreclosure Properties, Foreclosure Homes, or Short Sale Properties in Suffolk, Virginia and the surrounding area? 

CALL HENRY OLDS AT 757-651-8765 

My goal is to exceed your expectations. So let me handle the business of the Real Estate process while you enjoy the experience! 

Real estate is one of the most exciting investments one can make, and it should be a fun and rewarding experience. As your realtor, I will provide everything you'll need to buy or sell a home, as well as learn about the market value of homes you may own in the area. It is my goal to provide you with superior service at all times, so please tell me more about you! 

Call us today for a list of foreclosure homes in your area

As an experienced REALTOR, I am qualified to guide you in the process of buying or selling a home. My goal is to find the home you want at a price you can afford or help you to sell your home at the best price for current market conditions. I believe in using my experience in the foreclosure real estate market, finance, mortgages, contracts, negotiating, and marketing to your best advantage.

Combining my extensive knowledge of the Hampton Roads area with my expertise in foreclosure real estate, bank owned foreclosure properties, short sale properties and REO properties will produce results for you. My commitment is to my clients. I want to help you achieve your dreams by finding the home you are looking for in the Hampton Roads area. 

As a life long resident of Hampton Roads, VA, I know how great it is to live and work in this area and what a close knit community and diverse population we have. Through the years, I have developed a philosophy of doing business in a professional manner and amassed a vast number of resources to walk you through the home buying or selling process from start to finish.   

My expertise as a former branch Manager for a Mortgage Company (CARTERET Mortgage Corp) provides you the client with the benefit of my extensive mortgage background, absolutely critical to navigating the world of home financing.

Buying and selling property can be one of the most emotional experiences you will ever have, but it is also a personal business transaction. As "your professional real estate agent" my job is to make sure that I handle your business as if it were my business and make your goals and priorities my goals and priorities! 

Buying A Home 

Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. My services and experience range from financial aid to helping you find the home that best suits you and your family. I pride myself on repeat business and hope you'll come to understand why. As Your Agent, I Will:

• Assure that you see all the properties in the area that meet your criteria.
• Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
• Provide the latest information on foreclosure properties, short sales, bank owned properties and REO properties.
• Make sure you don't pay too much for your new home and help you avoid costly mistakes.
• Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Before You Start Looking For Your New Home:

• Check your credit rating. Straighten out any errors before its too late.
• Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
• Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
• Choose a REALTOR® that you trust and who understands your needs.
• Determine what neighborhood best matches your needs.
• Identify important features you need your new home to have.

Closing Costs to Expect:

• Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
• Third-party fees include charges for insurance, title search, and other inspections such as termites.
• Government fees include deed recording and state & local mortgage taxes.

Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance. 

Selling Your Home 

Selling your home shouldn't be a stressful ordeal. Making the smart move of choosing a REALTOR® is your first step to ensuring that your investment in your home pays off. My services and experience allow you to focus on your move while We manage your home sale from our initial consultation to the closing deal, and beyond. I pride myself on repeat business and hope you'll come to understand why.

As Your Agent, I Will:

• Complete a comparative market analysis that will compare your home's value to that of your neighbors.
• Compile a comprehensive plan detailing all the efforts I will employ to sell your home, including Internet and local media.
• Present your home to as many qualified buyers as possible getting your home maximum exposure.
• Help you stage your home and generate curb appeal to ensure you get the highest price.
• Assist with obtaining offers and help you in negotiating the best deal as smoothly as possible.
• Help you find your next home and answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Recent Home Sales

What are homes selling for on your street? Feel free to contact me to find out what neighborhood homes are selling for, free of charge, or to receive a more detailed analysis of the value of your home.

Getting the Highest Price for Your Home

Curb appeal is key and could make a difference whether people stop and take a flyer, or drive right by. Here are a few tips to increase the curb appeal of your home. Staging your home is important. Many buyers will stay in your home longer if it's staged appropriately. I have compiled some ideas to present your home in the most effective manner.

Closing Costs to Expect:

• Title insurance fees depend on the sales price of the home.
• Broker's commission is a full-service fee and will cost anywhere between 5% to 7%.
• Local property transfer tax, country transfer tax, state transfer tax, and state capital gains tax are the charges that you'll pay for the privilege of selling your home.
• Credit to the buyer of unpaid real estate taxes for the prior or current year are variable and depend on when you close and when your taxes are due.
• FHA fees and costs are all fees are now negotiable between an FHA buyer and seller.
• Home inspections fees are in some circumstances paid for by the seller and include pest, radon and other inspections.

Miscellaneous fees can accrue from correcting problems noticed during the home inspection.

What’s ahead for the housing market in 2010 -2011? 

That’s the question on everyone’s mind. 

In 2009 -2010, overall home sales increased over 2008. We saw the tax credit for the First Time Homebuyer’s give the opportunity of homeownership to those who would not have ordinarily considered buying and a bonus to those who were already in the market. Even when these incentives expire in 2010, there will still be great opportunities for new homebuyers due to low interest rates and other homebuyer programs, such as foreclosure properties, bank owned properties, short sales and REO properties. 

2010 thru 2011 will prove to be an exciting time in real estate! Even as the economy stabilizes, we will most likely see unemployment continue to rise or at least level off. Once consumers feel comfortable about their job prospects, they will buy again. 

Over time, home values will stabilize too and begin to increase. Many homebuyers purchasing foreclosed properties (also known as REO properties or bank owned properties) are finding that upon appraisal of the home, they are closing with built in equity. Patient homebuyers looking to purchase short sale or distressed properties will ultimately be rewarded by finding a really good deal on a new home. 

2010 will prove to be an opportunity for those willing to take it. Although it is a buyer’s market, those looking to sell their homes in 2010 and 2011 have an incredible opportunity to capitalize at this time. Don’t let this opportunity pass you by and end up a member of the “Should’ve Club” – “I should’ve bought in 2010”, “I should’ve called Henry Olds to represent me because he’s the best!” 

Whether you are looking to buy a home or sell one, call me. You deserve quality representation and service that exceeds your expectations! You deserve a professional! And I’m not happy until you’re in a home! 

About Me

• Graduate, John Tyler Community College--A.S. Business Administration
• Graduate, Long & Foster School of Real Estate
• Member, National Association of Realtors
• Member, Virginia Association of Realtors
• Member, Hampton Roads Association of Realtors
• Member, Franklin Chamber of Commerce
• Member, New Mount Zion Baptist Church—Franklin, VA
• ABR – Accredited Buyer’s Representative

I hope you will allow me the opportunity to serve your real estate needs and answer any questions you might have. Buying and selling property can be an overwhelming and frustrating prospect. Having a knowledgeable real estate agent on your side can help make the process fulfilling and stress-free.

For quality service that will exceed your expectations, please call me today at

(757) 569-8765 or email me at henryolds@aol.com to set up a FREE Home Buyer’s Consultation.

Houses don't sell themselves...I do! Let's do business together!

I look forward to hearing from you!

Cities Served

·        Suffolk

·        Chesapeake

·        Portsmouth

·        Virginia Beach

·        Norfolk

·        Smithfield

Expertise

·        Investment Property

·        Bank Owned Foreclosure Properties

·        Foreclosure Properties

·        Works With First Time Home Buyers

·        Short Sales

·        REO Properties

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